Guide to buying a house in the Netherlands (2025)

Discover everything you need to know about purchasing property in the Netherlands as a foreigner.

Get all the information in one place:

• Making the decision: Determine if buying is right for you and establish your price range.
• The home search process: Selecting the right area, using online tools, and what to look for during viewings.
• The buying process: Steps from technical inspections to signing the purchase agreement.
• Closing the deal: Final steps, including taxes, notary services, and moving into your new home.
• Preparing to buy: Understanding your financial situation, additional costs, and working with a mortgage advisor.
• Making an offer and negotiating: How to make an offer, verify the seller, negotiate, and what to do after the offer.
• Mortgage and costs: Different types of mortgages, interest rates, understanding NHG.
• Future updates and resources: Stay updated with the latest changes, additional helpful resources and tools included in the guide. Already updated for 2025!

With your purchase, you’ll receive:

• A comprehensive PDF guide with 50+ pages of detailed insights
• Access to the always up-to-date Google Doc version
• Access to the most advanced and extensive Google Spreadsheet mortgage calculator (Buying vs Renting and payments prediction)
• Step-by-step video tutorials on using Funda, filing tax refunds, and using the mortgage calculator
• Future updates (currently updated for 2025)
• A wide array of useful templates, checklists, and additional resources.

After purchase, you’ll receive an email with the link to your order. You will find the PDF, online guide, videos, and calculator links there.

Here is a little sneak peek into the guide:

Table of contents

Intro

First section

About me:

I'm Dima, and it's been three years since I moved to the Netherlands and bought a house here. I've learned a lot about the housing market and I'm excited to share what I know to help make your home-buying process easier.

You can learn more about my story on my YouTube channel where I talk a lot about life in the Netherlands.

Enjoy a seamless and informed home-buying experience!